If you’re a small or medium business (SMB) owner, you know all too well that the success of your business comes down to securing the capital needed for survival and growth.  While the cost of debt is typically clearly advertised by lenders – an annualized interest rate plus fees, the cost of equity capital is much more opaque.  

OneAM is proud to announce our new partnership with NextGen Software (NextGen), a leader in B2B technology solutions within the oil & gas industry.
Together, we’re giving businesses even more ways to unlock working capital, strengthen cash flow, and scale smarter, with the flexibility, transparency, and control they deserve. 

Discover how small businesses are using early pay solutions to unlock double-digit growth—without taking on debt or giving up equity. This blog breaks down the real math behind receivables finance and why structure matters more than just price.

Of all the decisions business owners face each day, few are more critical or more complex than how to finance growth and stability. Amid ongoing macro volatility, this piece unpacks today’s turbulent financing landscape and why non-debt solutions are becoming a smarter path to liquidity.

In Tariffs, Volatility & the Case for Early Pay, we unpack what the latest policy shifts could mean for suppliers — and why gaining control over working capital through early pay is more critical than ever.