Built to fund your operations and fuel your growth
OneAM is an American company setting a new industry standard in early pay. We connect SMBs and founders selling receivables with sophisticated institutional investors — a faster, more business-friendly alternative to traditional factoring.
The problem we’re solving
SMBs and founders are the backbone of the U.S. economy and the most underserved when it comes to working capital.
Traditional factoring can be slow, painful, and expensive. Bank lines are out of reach for many. The alternatives are too costly to be long-term solutions.
OneAM was built to fix that. We bring modern infrastructure, quantitative risk assessment and a platform that integrates seamlessly with the tools you already use to run your business.
The businesses everyone else has overlooked
We focus on U.S. SMBs and B2B suppliers selling to enterprise customers.
Too small for low-cost bank loans, too price-sensitive for micro-SMB solutions, too valuable to be left without options
What makes us different
Four reasons that set OneAM apart
Modern infrastructure
Receivables finance has been around for over 1,000 years. We've adapted it to the needs of the modern business.
Quantitative risk assessment
Efficient pricing because we use data, not gut feel.
Built for the underdog
We specialize in serving small and midsize businesses with enterprise and government end customers.
No disruption
Your customers never know we're involved. The relationship is yours.
Ksusha and Charlotte have combined an industry-changing vision with deep technical expertise to build a platform that makes it easier for suppliers to connect with competitive offers from capital providers. OneAM represents the future of working capital for small to midsize suppliers; once cash flow is unlocked, businesses have more potential to thrive.
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Gardiner Garrard
Co-founder and Managing Partner, TTV Capital
Meet the team
The people behind the platform.
